Affordability Calculator Worked Examples
Each page is a salary, not a method essay. The number this income buys — GDS and TDS lines, qualifying rate, maximum purchase — lives here. The scenario how-much-mortgage-can-i-afford-income-canada owns the method. Read both. Stress-test examples are not in this pilot; that calculator already has a long page, and its example space collides with these files.
How much home a $75,000 Ontario salary actually buys
Single-income Ontario file at a modest salary — GDS binds before taste does.
$75,000
How much home a $95,000 Alberta salary actually buys
Alberta salary with a car loan — TDS binds, and no provincial levy fights the down payment.
$95,000
How much home a $120,000 Ontario salary actually buys
The headline Ontario salary — this page owns the number; the income scenario owns the method.
$120,000
How much home a $155,000 British Columbia salary actually buys
Coastal professional salary with a larger down payment — income still caps the loan; PTT fights the stash.
$155,000
How much condo a $200,000 Quebec salary actually buys
Quebec condo file: half the fees in GDS, Welcome Tax after closing, hypothec still tested at the qualifying rate.
$200,000
How much home a $260,000 Ontario salary actually buys
High Ontario household income where the insured-price ceiling and a twenty-percent strategy start to compete with GDS.
$260,000
Last verified: 2026-09-12