# Alberta Mortgage Rates 2026: Live Calgary & Edmonton Rates

> Current Alberta mortgage rates from Canada’s Big 5 banks and major challenger lenders. Alberta has no provincial land transfer tax — just title registration fees. Calgary and Edmonton market context. Updated daily.

Category: Mortgage Rates
Last verified: 2026-08-29
Source: https://ratellow.com/mortgages/rates/alberta

## TL;DR
- Live card as of 2026-08-31: 5-year fixed 4.14% · 3-year fixed 3.94% · 5-year variable 3.49% · Prime 4.45%.
- Alberta has no provincial land transfer tax — title registration fees only.
- Lender contract rates do not vary by province. Closing cost and legal mechanics do.