# Land Transfer Tax Calculator: Provinces, Rebates, Toronto

> Land transfer tax on your purchase by province, including Toronto’s municipal tax, first-time buyer relief, and the provinces that charge nothing.

Category: Calculator
Last verified: 2026-08-02
Source: https://ratellow.com/mortgages/land-transfer-tax-calculator

## TL;DR
- Alberta, Saskatchewan, and Newfoundland and Labrador charge no percentage-based land transfer tax — registration fees only.
- Toronto layers a municipal LTT on the same brackets as Ontario PLTT. No other Ontario municipality does.
- Ontario first-time buyer rebate is up to $4,000 provincial; Toronto adds up to $4,475 municipal. LTT is cash at closing and is not financed into the mortgage.