# Property Transfer Tax on a $1.8 Million British Columbia House

> British Columbia property transfer tax on a $1.8 million Metro Vancouver-band purchase. Subsequent purchase; additional-property overlay off.

Category: Calculator example · land-transfer-tax-calculator
Last verified: 2026-09-12
Source: https://ratellow.com/mortgages/land-transfer-tax-calculator/examples/land-transfer-tax-1800000-bc
Live calculator: https://ratellow.com/mortgages/land-transfer-tax-calculator?price=1800000&prov=BC

## Worked result
- Purchase price: $1,800,000
- Jurisdiction: British Columbia
- Provincial tax: $34,000
- Municipal tax: $0
- Tax before rebates: $34,000
- First-time buyer rebate: $0
- Land transfer tax payable: $34,000
- First-time buyer: No

## Upper-slice British Columbia property transfer tax
One-point-eight million is a coastal subsequent-purchase band. The additional-property overlay is still off, but more of the price sits in upper slices of the standard schedule. First-time exemption ceilings sit far below this price, so treating this as a rebate file would be a fiction.

### Provincial brackets
$0 - $200,000 at 1% → $2,000.00; $200,000 - $2,000,000 at 2% → $32,000.00. Provincial subtotal $34,000.

### Municipal layer
No municipal land transfer tax applies on this example (outside Toronto).

### First-time buyer relief
This example is not claiming first-time buyer relief, so the bracket tax is payable in full.

### Cash at closing
Total land transfer tax payable $34,000. This is cash; it is not added to the mortgage principal.

## What this band means
One-point-eight million in Metro Vancouver is a subsequent-purchase band where Property Transfer Tax is a serious closing cheque and the additional-property question is asked even when the answer is no. Burnaby townhouses, Richmond detached, Tsawwassen, Steveston, Metrotown, Brentwood, Queensborough, and some New Westminster holdings sit here. First-time exemption is almost always gone. Speculation-and-vacancy tax and empty-homes rules are neighbouring city levies, not this engine. Agricultural Land Reserve adjacency and a dike or floodplain conversation show up on Richmond files. This page owns the standard PTT number at this price.

At $1,800,000 in British Columbia, provincial tax $34,000, municipal $0, rebate $0, payable $34,000. The conveyancer remits PTT with the Land Title Office filing. It is not added to the mortgage. If the buyer is a foreign national or this is an additional home, the additional-property overlay this page left off becomes the live return and $34,000 is the wrong number. Ask that question before you trust this table. Fund PTT outside the down-payment box or the affordability cap moves. Port Moody and Coquitlam listings in this band still file through New Westminster.

## Local context
This is a Burnaby townhouse or a Richmond detached scraping toward two million — coastal, not an orchard-town file. The Land Title Office in New Westminster sees a heavy additional-property mix. Foreign-buyer and additional-home debates show up in this price band even when this page leaves that overlay off; the conveyancer still has to ask the question. Assessment authority values, speculation-and-vacancy tax, and empty-homes rules are neighbouring conversations that do not belong in this table but do belong in the Metro Vancouver due-diligence list. Agricultural Land Reserve adjacency in Richmond is a land-use issue, not a PTT bracket.

## Sensitivity
A higher price in this band is a large-dollar walk through upper slices. First-time relief at this price is usually ineligible; the row exists as a warning, not a plan. Foreign-buyer tax is the overlay that actually belongs in Metro Vancouver due diligence even though this example leaves it off. The due-diligence mix is the second axis. Empty-homes and speculation-and-vacancy levies stay beside this table, not inside it.

- Price $2,250,000: $45,500 (+$11,500 tax)
- With first-time buyer rebate: $34,000 (+$0 tax)
- If foreign-buyer tax applied: $394,000 (+$360,000 tax)

## FAQs
### Why are there two British Columbia examples instead of one at $1.8 million?
This coastal subsequent-purchase page is not a doorway copy of the other British Columbia example on this hub. The brackets are the same schedule; the cash ($34,000 here), the related closing mix, and the due-diligence questions are not.

### Does $1.8 million in B.C. automatically trigger additional property tax?
No. Additional-property tax is about the buyer and the property type, not only the price. This example leaves that overlay off, so payable is $34,000. A foreign buyer or an additional-home purchase at this price needs a different return.

### Can I compare this $1.8 million B.C. tax with the Toronto $1.1 million example?
You can compare cash due, but the legal schedules are different provinces. Toronto stacks municipal tax on Ontario provincial tax. This page is BC property transfer tax only ($34,000). The comparison is illustrative, not a substitute for either closing lawyer.

This Metro Vancouver-band example uses the Property Transfer Tax schedule last verified 2026-09-12. Live mortgage quotes do not rewrite it.