# How do municipal development charges affect suite financing?

> Development charges can be $10k-$50k depending on the municipality.

Category: Strategy
Last verified: 2026-02-18
Source: https://ratellow.com/faqs/strategy/how-do-municipal-development-charges-affect-suite-financing

## Answer
Development charges can be $10k-$50k depending on the municipality. Many provinces have recently mandated the removal or reduction of these fees for 'Additional Residential Units' (ARUs). Ensure your budget accounts for these ONLY if they haven't been waived in your specific city.

## Related guide
- https://ratellow.com/guides/multi-generational-garden-suite

## Sources
- FCAC Guide: Shared Homeownership — https://www.canada.ca/en/financial-consumer-agency/services/industry/laws-regulations/guideline-existing-mortgage-loans-exceptional-circumstances.html#toc3
- CMHC Multi-Unit Policy — https://assets.cmhc-schl.gc.ca/sf/project/cmhc/pdfs/factsheets/new/cmhc-quick-reference.pdf