# What about Manitoba and Saskatchewan?

> Manitoba and Saskatchewan have no provincial land transfer tax — just nominal title registration fees scaled to property value, making them the lowest closing-cost provinces for first-time buyers.

Category: Purchasing
Last verified: 2026-04-14
Source: https://ratellow.com/faqs/purchasing/what-about-manitoba-and-saskatchewan

## Answer
| Province    | Applicable Tax/Fees                                | Exemptions/Notes                                             |
|-------------|----------------------------------------------------|--------------------------------------------------------------|
| Manitoba    | No provincial land transfer tax; nominal land title registration fee based on property value | No exemption (no provincial land transfer tax in Manitoba)    |
| Saskatchewan| No provincial land transfer tax; nominal title transfer fee | Combined with lower property values, closing costs are lower |

## Related guide
- https://ratellow.com/guides/provincial-first-time-buyer-programs

## Sources
- FCAC First-Time Buyer Programs Overview — https://www.canada.ca/en/financial-consumer-agency/services/mortgages/renew-mortgage.html#toc3
- CMHC Insured Mortgage Programs — https://assets.cmhc-schl.gc.ca/sf/project/cmhc/pdfs/factsheets/new/cmhc-quick-reference.pdf