# What are the core 2026 documentation requirements?

> Lenders will not touch a buyout file without a final, signed Separation Agreement.

Category: Legal
Last verified: 2026-02-18
Source: https://ratellow.com/faqs/legal/what-are-the-core-2026-documentation-requirements

## Answer
### Data Summary

- Proof of Income: Standard T4/NOA for the remaining spouse.
- Debt: Any child support or alimony payments MUST be subtracted from income (GDS/TDS impact).
- Appraisal: A full interior appraisal is always required to set the buyout value.

## Related guide
- https://ratellow.com/guides/spousal-buyout-program