# Is a 'Real Property Report' (RPR) still needed in Alberta?

> An RPR is still requested by some Alberta lenders, but title insurance ($300, instant) is now the default substitute for most residential transactions.

Category: Closing
Last verified: 2026-02-18
Source: https://ratellow.com/faqs/closing/is-a-real-property-report-rpr-still-needed-in-alberta

## Answer
| Item | Title Insurance | Survey / RPR |
|------|----------------|---------------|
| Cost | Low ($300) | High ($800+) |
| Speed | Instant | 2-4 Weeks |
| Focus | Financial Risk | Physical Land |
| Fraud | Covered | Not Covered |

## Related guide
- https://ratellow.com/guides/title-insurance-explained

## Sources
- Title Insurance — Financial Consumer Agency of Canada — https://www.canada.ca/en/financial-consumer-agency/services/mortgages/title-insurance.html
- Title Insurance Information — LAWPRO — https://ratellow.com/guides/title-insurance-explained
- Home Buying Guides — CMHC — https://www.cmhc-schl.gc.ca/consumers/home-buying/buying-guides